📌 Why These Stocks Are in the Spotlight
The Indian stock market in 2025 has been witnessing a powerful bull run, and three segments are consistently making headlines:
Reliance Industries – Due to digital, energy, and demerger buzz
HDFC Bank – Despite recent underperformance, it's at a crucial turning point
PSU Banks – The comeback kings, leading the financial sector with strong balance sheets and credit growth
These aren't just stocks—they are pillars of the Indian economy and barometers for sentiment, both for domestic and foreign investors. Let’s dive into each of them in depth.
🛢️ 1. Reliance Industries – The Giant with Multiple Growth Engines
📈 Market Cap & Relevance
Reliance is India’s largest company by market cap. It’s not just a conglomerate—it’s a full-blown economic ecosystem spanning:
Oil & Petrochemicals
Telecom (Jio)
Retail
Digital services (Jio Platforms)
Green Energy
⚙️ Key Drivers in 2025:
🔹 1. Jio Financial Demerger (JFS)
Post-demerger, Reliance has unlocked significant shareholder value.
JFS is slowly becoming a digital finance powerhouse with lending, insurance, and asset management plans.
Investors see JFS as a potential fintech disruptor.
🔹 2. Green Energy & Hydrogen
Ambani’s ₹75,000 crore green push is gaining traction.
New announcements around solar panel manufacturing, battery storage, and hydrogen fuel cells are bullish triggers.
India’s energy transition policies support this narrative.
🔹 3. Retail & E-commerce Expansion
Reliance Retail is aggressively expanding into Tier 2/3 towns.
Synergies with WhatsApp and JioMart are boosting the omni-channel model.
IPO expectations for Retail arm in 2025–2026.
🔹 4. Petrochemicals Recovery
With global crude stabilizing and demand picking up, O2C margins are improving.
This helps Reliance's traditional cash cow business.
💡 Technical View:
Stock recently gave a breakout above ₹3,000.
Strong institutional buying seen.
Analysts setting targets between ₹3,200–3,500 in short-medium term.
🧠 Trader Takeaway:
Ideal for long-term portfolio and sector rotation strategy.
Short-term trades possible on earnings announcements, subsidiary IPO news, or divestments.
🏦 2. HDFC Bank – Sleeping Giant at Turning Point
📉 What Happened?
HDFC Bank, post-merger with HDFC Ltd, became India’s largest private bank by balance sheet size. But ironically, the stock underperformed for much of 2023–2024.
🧾 Reasons for Underperformance:
Confusion and uncertainty post-merger
Weak deposit growth vs. credit growth
Net Interest Margins (NIMs) under pressure
Weak earnings in multiple quarters
But 2025 tells a different story.
📈 Fresh Catalysts for Re-rating:
🔹 1. Integration Settling
The merger is now largely complete from an operational standpoint.
Synergies in housing finance and cross-sell are beginning to show.
🔹 2. Deposit Base Stabilizing
Aggressive branch expansion and new digital products have improved CASA ratio.
Focus is on rural/semi-urban penetration.
🔹 3. Tech & AI Focus
New investment in digital infrastructure, robo-advisory, and AI-based lending systems.
Competing directly with fintechs rather than fearing them.
🔹 4. Valuation Comfort
Price-to-book (P/B) of ~2.1x vs historic avg of 3.2x
Institutions are seeing value accumulation zone
💡 Technical View:
After bottoming around ₹1,350–1,400, strong bounce seen.
Next key resistances: ₹1,700 and ₹1,800.
Many traders are positioning for mean reversion plays.
🧠 Trader Takeaway:
Best suited for positional trades or long-term SIP-style entries
Watch for upcoming quarterly earnings as turning point confirmation
🏛️ 3. PSU Banks – From Forgotten to Frontline
🧭 What’s Driving the PSU Bank Rally?
After years of being ignored due to NPAs, corporate defaults, and government inefficiency stigma, PSU banks are now the stars of the financial sector.
Key reasons behind this dramatic shift:
🔹 1. Asset Quality Improvement
GNPA ratios have fallen to multi-year lows
Most PSU banks are now net NPA below 1%
🔹 2. Credit Growth Resurgence
Double-digit loan growth across retail, MSME, and infrastructure
Focus on digital banking and mobile-first services have helped increase customer base
🔹 3. Government Push
Massive infra push (railways, roads, housing) is fueling credit demand
Capex-linked lending growth is largely happening via PSU banks
🔹 4. Strong Financials
BoB, Canara Bank, Union Bank, and SBI have posted record profits
Net Interest Income (NII) and Operating Profit are at all-time highs
Dividend yields of 4–6% make them attractive to income investors
🔹 5. Re-Rating by FIIs and DIIs
PSU Banks were under-owned; that’s now reversing.
With global macro uncertain, foreign funds are betting on domestic demand-driven banks.
📈 Stocks in Focus:
State Bank of India (SBI): India’s largest lender, breaking out of long-term ranges
Bank of Baroda: Strongest PSU performer in 2024, tech-heavy
Canara Bank & Union Bank: Solid earnings, undervalued
💡 Technical View:
PSU Bank index hitting new all-time highs
BoB, Canara, Union, PNB giving weekly/monthly breakouts
🧠 Trader Takeaway:
Best for momentum trading, swing trades, and F&O strategies
Investors focusing on value + dividend + PSU story
🧠 Final Thoughts
In the 2025 trading and investment landscape, Reliance, HDFC Bank, and PSU Banks offer three distinct opportunities:
Reliance is a structural long-term compounder with growth in multiple verticals.
HDFC Bank is a value + recovery bet, especially appealing to contrarian investors.
PSU Banks are momentum machines backed by real earnings and strong policy tailwinds.
They are each being watched closely by FIIs, DIIs, retail traders, and even global strategists due to India’s growing weight in global indices like MSCI and FTSE.
The Indian stock market in 2025 has been witnessing a powerful bull run, and three segments are consistently making headlines:
Reliance Industries – Due to digital, energy, and demerger buzz
HDFC Bank – Despite recent underperformance, it's at a crucial turning point
PSU Banks – The comeback kings, leading the financial sector with strong balance sheets and credit growth
These aren't just stocks—they are pillars of the Indian economy and barometers for sentiment, both for domestic and foreign investors. Let’s dive into each of them in depth.
🛢️ 1. Reliance Industries – The Giant with Multiple Growth Engines
📈 Market Cap & Relevance
Reliance is India’s largest company by market cap. It’s not just a conglomerate—it’s a full-blown economic ecosystem spanning:
Oil & Petrochemicals
Telecom (Jio)
Retail
Digital services (Jio Platforms)
Green Energy
⚙️ Key Drivers in 2025:
🔹 1. Jio Financial Demerger (JFS)
Post-demerger, Reliance has unlocked significant shareholder value.
JFS is slowly becoming a digital finance powerhouse with lending, insurance, and asset management plans.
Investors see JFS as a potential fintech disruptor.
🔹 2. Green Energy & Hydrogen
Ambani’s ₹75,000 crore green push is gaining traction.
New announcements around solar panel manufacturing, battery storage, and hydrogen fuel cells are bullish triggers.
India’s energy transition policies support this narrative.
🔹 3. Retail & E-commerce Expansion
Reliance Retail is aggressively expanding into Tier 2/3 towns.
Synergies with WhatsApp and JioMart are boosting the omni-channel model.
IPO expectations for Retail arm in 2025–2026.
🔹 4. Petrochemicals Recovery
With global crude stabilizing and demand picking up, O2C margins are improving.
This helps Reliance's traditional cash cow business.
💡 Technical View:
Stock recently gave a breakout above ₹3,000.
Strong institutional buying seen.
Analysts setting targets between ₹3,200–3,500 in short-medium term.
🧠 Trader Takeaway:
Ideal for long-term portfolio and sector rotation strategy.
Short-term trades possible on earnings announcements, subsidiary IPO news, or divestments.
🏦 2. HDFC Bank – Sleeping Giant at Turning Point
📉 What Happened?
HDFC Bank, post-merger with HDFC Ltd, became India’s largest private bank by balance sheet size. But ironically, the stock underperformed for much of 2023–2024.
🧾 Reasons for Underperformance:
Confusion and uncertainty post-merger
Weak deposit growth vs. credit growth
Net Interest Margins (NIMs) under pressure
Weak earnings in multiple quarters
But 2025 tells a different story.
📈 Fresh Catalysts for Re-rating:
🔹 1. Integration Settling
The merger is now largely complete from an operational standpoint.
Synergies in housing finance and cross-sell are beginning to show.
🔹 2. Deposit Base Stabilizing
Aggressive branch expansion and new digital products have improved CASA ratio.
Focus is on rural/semi-urban penetration.
🔹 3. Tech & AI Focus
New investment in digital infrastructure, robo-advisory, and AI-based lending systems.
Competing directly with fintechs rather than fearing them.
🔹 4. Valuation Comfort
Price-to-book (P/B) of ~2.1x vs historic avg of 3.2x
Institutions are seeing value accumulation zone
💡 Technical View:
After bottoming around ₹1,350–1,400, strong bounce seen.
Next key resistances: ₹1,700 and ₹1,800.
Many traders are positioning for mean reversion plays.
🧠 Trader Takeaway:
Best suited for positional trades or long-term SIP-style entries
Watch for upcoming quarterly earnings as turning point confirmation
🏛️ 3. PSU Banks – From Forgotten to Frontline
🧭 What’s Driving the PSU Bank Rally?
After years of being ignored due to NPAs, corporate defaults, and government inefficiency stigma, PSU banks are now the stars of the financial sector.
Key reasons behind this dramatic shift:
🔹 1. Asset Quality Improvement
GNPA ratios have fallen to multi-year lows
Most PSU banks are now net NPA below 1%
🔹 2. Credit Growth Resurgence
Double-digit loan growth across retail, MSME, and infrastructure
Focus on digital banking and mobile-first services have helped increase customer base
🔹 3. Government Push
Massive infra push (railways, roads, housing) is fueling credit demand
Capex-linked lending growth is largely happening via PSU banks
🔹 4. Strong Financials
BoB, Canara Bank, Union Bank, and SBI have posted record profits
Net Interest Income (NII) and Operating Profit are at all-time highs
Dividend yields of 4–6% make them attractive to income investors
🔹 5. Re-Rating by FIIs and DIIs
PSU Banks were under-owned; that’s now reversing.
With global macro uncertain, foreign funds are betting on domestic demand-driven banks.
📈 Stocks in Focus:
State Bank of India (SBI): India’s largest lender, breaking out of long-term ranges
Bank of Baroda: Strongest PSU performer in 2024, tech-heavy
Canara Bank & Union Bank: Solid earnings, undervalued
💡 Technical View:
PSU Bank index hitting new all-time highs
BoB, Canara, Union, PNB giving weekly/monthly breakouts
🧠 Trader Takeaway:
Best for momentum trading, swing trades, and F&O strategies
Investors focusing on value + dividend + PSU story
🧠 Final Thoughts
In the 2025 trading and investment landscape, Reliance, HDFC Bank, and PSU Banks offer three distinct opportunities:
Reliance is a structural long-term compounder with growth in multiple verticals.
HDFC Bank is a value + recovery bet, especially appealing to contrarian investors.
PSU Banks are momentum machines backed by real earnings and strong policy tailwinds.
They are each being watched closely by FIIs, DIIs, retail traders, and even global strategists due to India’s growing weight in global indices like MSCI and FTSE.
Hello Guys ..
WhatsApp link- wa.link/d997q0
Email - techncialexpress@gmail.com ...
Script Coder/Trader//Investor from India. Drop a comment or DM if you have any questions! Let’s grow together!
WhatsApp link- wa.link/d997q0
Email - techncialexpress@gmail.com ...
Script Coder/Trader//Investor from India. Drop a comment or DM if you have any questions! Let’s grow together!
Related publications
Disclaimer
The information and publications are not meant to be, and do not constitute, financial, investment, trading, or other types of advice or recommendations supplied or endorsed by TradingView. Read more in the Terms of Use.
Hello Guys ..
WhatsApp link- wa.link/d997q0
Email - techncialexpress@gmail.com ...
Script Coder/Trader//Investor from India. Drop a comment or DM if you have any questions! Let’s grow together!
WhatsApp link- wa.link/d997q0
Email - techncialexpress@gmail.com ...
Script Coder/Trader//Investor from India. Drop a comment or DM if you have any questions! Let’s grow together!
Related publications
Disclaimer
The information and publications are not meant to be, and do not constitute, financial, investment, trading, or other types of advice or recommendations supplied or endorsed by TradingView. Read more in the Terms of Use.